
Experience peace, wholeness, and well-being in every area of life.
Advice for freedom-minded investors.
To help you get your financial house in order—so you’re free to pursue what truly matters most.
To protect you from the financial stress that can arise from illness, accident, or death.
What's Important About Money To You...
And What Are Two or Three Things That Require Money and Planning To Achieve?

For many people, money feels difficult, confusing, or like a constant source of stress. But money itself isn’t the goal—it’s simply a tool.
In the grand scheme of things, money’s not that important. It’s significant only to the extent that it allows you to enjoy what is important to you.
— Bill Bachrach, Value-Based Financial Planning
That’s why we use a Financial Road Map—to bring clarity of purpose and set practical, achievable goals that align with what truly matters to you. When your finances reflect your values, decision-making becomes simpler, confidence grows, and stress diminishes.

We protect the most important people in your life.


Begin with a 60–90 minute conversation designed to clarify what truly matters to you financially. Together, we’ll explore your goals, the resources needed to achieve them, and your current financial position.

As fee-for-service advisers, we are compensated solely for strategic advice—not for selling products. Our clients span industry funds, platforms, and self-managed super funds, with preferences ranging from property to shares.

At the end of our process, you’ll receive a clear, step-by-step plan designed to maximize your chances of achieving your financial goals. Our ongoing review service ensures you stay on track and continue progressing toward your objectives.

Justin has been a trusted professional in the financial services industry since 1997.
Over the years, he has built extensive experience helping clients navigate complex financial decisions and achieve their long-term goals.
He is supported by a dedicated team of specialists in client services and financial planning, ensuring every client receives personalised guidance and seamless support throughout their financial journey.
Your money should reflect what matters most. We help you pursue real prosperity—peace, wholeness, and well-being—through advice aligned with your values, not products.


We build long-term relationships and care for your money as if it were our own. Our focus is lifelong partnership, not transactions.
You choose how and where you invest. Property, SMSFs, or platforms that align with your convictions—we give you the freedom to invest without compromise.


Our Values Based Financial Advice is fee for service and all the fees are negotiated in a fixed price agreement prior to any work being done, so there are no surprises
For wealth protection advice on life insurance, trauma, and total and permanent disability, we are paid directly by the insurer with a SOA fee to cover the advice. We can work with every insurer on the market and will fight for the solution that is best for you.
You information is 100% secured.

We welcome clients both in person and online.
📍 Level 2, 65-71 Belmore Rd Randwick, NSW 2031
📞 04038 54734
Mid North Coast Appts available on request.